Eric Patrick
Insurance Agent / Owner
Congratulations to Kyle Lukoskie on winning our guess the "Weight of the Pumpkin" contest. Kyle won a $25 Visa Gift Card and the pumpkin!
If you listen to most insurance advertising, you’d think the only thing that matters is a cheap price. But what happens when a texting teenager crashes into your car? What happens when your client data base gets hacked? What happens when your tools are stolen? What happens when your home burns down? What happens when your practice gets slapped with a lawsuit? What happens when your employee breaks her arm? Who will help you generate tax free retirement income you can never outlive? Who can you turn to when you need more than a do-it-yourself estate plan? Who stands behind you to protect everything you’ve worked for?
You don’t want to pay more for your insurance than you have to. Nobody does. For almost 30 years our goal has remained the same; to provide our customers with the best possible protection at the lowest possible price. Maybe that’s why clients stay with us for 10, 20, 30+ years.
Our agency currently provides auto/car insurance, homeowners insurance, business/commercial insurance, retirement and estate planning, and podiatrists’ malpractice. Give us a call today!
Posted: October 4, 2024
Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to ensuring your business runs smoothly. By implementing strategies to manage equipment failures effectively, you can minimize downtime and keep things moving forward. 1. Assess the Issue...
Posted: October 2, 2024
October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...
Posted: September 27, 2024
For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...