Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Planning Your Driving Route For Maximum Efficiency

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...

Does Auto Insurance Cover Vandalism?

When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover that someone’s destroyed your vehicle with their own two hands? Unlike a car crash, vandalism is no accident — it’s an intentional act. The goal could have been to steal something from your back seat. Or maybe it was...

What To Do When Your Car Overheats

As outside temperatures climb during the warm summer months, temperatures inside your vehicle’s engine bay can near 200 degrees. In that type of heat, it’s important to keep your engine cool. Your car’s cooling system is usually up to the task. But if the needle of your temperature gauge rises or you spot steam coming from under your hood, your car could be overheating. When...

How To Plan A Road Trip Vacation

Due to the COVID-19 pandemic, summer vacations will probably look a little different this year. For many families, that may mean skipping the airport and loading up the car for a family road trip instead. If you’re planning a trip this summer, a little advanced planning can go a long way toward making your vacation safe and fun for everyone. (Having the right auto insurance can...